The Aadhar Kaushal Scholarship Programme is a flagship initiative of Aadhar Housing Financial Limited ( AHFL). It is specifically designed to support students with physical disabilities who are studying in any year of general or professional undergraduate courses in India. The scholarship
provides financial help between ₹ 10,000 to ₹ 50,000, enabling deserving students to continue their education confidently. His program aims to ensure that physical or financial limitations do not stop students from accessing quality higher education.
About Aadhar Kaushal Scholarship Program
The Aadhar Kaushal Scholarship Program has been launched by AHFL to empower youth with disabilities for college education. AHFL, known as one of India’s leading affordable housing finance companies, has been serving low-income families since 2010. The organisation
believes that education is the most powerful tool for achieving independence. With its nationwide presence and commitment to supporting the underprivileged, AHFL has introduced this scholarship to promote equal learning opportunities for students across the country.
Objective of Aadhar Kaushal Scholarship Program
- Ensuring equal educational access for the physically disabled students.
- Reducing the burden of rising tuition and academic costs.
- Encouraging students to complete higher education and enter the workforce with confidence.
Key Highlights of Aadhar Kaushal Scholarship Program
| Category | Details |
|---|---|
| Scholarship Type | Merit-cum-Means for Disabled UG Students |
| Scholarship Amount | ₹10,000 – ₹50,000 |
| Eligible Courses | UG General (BA, BSc, BCom) & Professional (BE, BTech, MBBS) |
| Disability Requirement | Minimum 40% Benchmark Disability |
| Family Income Limit | Up to ₹3,00,000 per year |
| Application Mode | Online at jnvenable.org |
| Deadline | 13 January 2026 |
| Preference | Students from Tier 2 & Tier 3 Cities |
| Article Category | Scholarship |
Important Points For Aadhar Kaushal Scholarship Program
- Target Audience
- PAN India students with benchmark physical disabilities.
- Course Coverage
- Both General (B.A, B.SC and B.Com) and Professional ( B.E, B.TECH & MBBS) of Undergraduate courses
- Preference
- Students from Tier 2 & Tier 3 cities are given priority to ensure depth in rural and semi-urban areas.m
Eligibility Criteria
- Must be an Indian Citizen.
- Open to students with physical disability, studying any year of general or professional UG courses.
- Must have a valid physical disability ( benchmark 40 % or above )
- Minimum 60 % marks in the previous academic year.
- Annual gross family income must not exceed ₹ 3,00,000.
- Must not be availing of any other scholarship simultaneously.
Financial Benefit
Selected applicants will receive a scholarship ranging from ₹10,000 to ₹50,000. The final amount is determined based on the actual course fee such ( tuition, examination fees and other mandatory educational expenses ) .
Important Date
- Application opening: Already live
- Deadline: 13 January , 2026
Note: Applicants are encouraged to apply early to avoid last-minute server delays.
Required Document
- Passport-size photographs and Aadhaar Card of the applicants.
- Proof of current Enrolment in an Undergraduate course, both , general & professional for the ongoing academic year.
- Documents detailing the course-related expenses including tuition fees, examination fees, development fees & admission fees.
- Marksheet of the previous academic year or Class 12 marksheet.
- Annual family income certificate supported by documents such as Income Tax Returns, Salary slips or any government-authorised income certificate.
- Valid government-issued disability certificate.
- A declaration from the applicant, their family or the institution confirming that the student is not receiving any other scholarship.
Salient Feature
- 100 % focus on students with physical disabilities.
- Support for tuition, exam & admission fees.
- Preferential treatment for tier 2 and tier 3 city residents.
- Digitally driven via website for total transparency.
- Merit cum means-based reward up to ₹50,000
Application Process of Aadhar Kaushal Scholarship Program 2025-26
- Access the portal:
- Visit the official website of jnvenable.org.

- Start Application:
- Locate & click the “Apply Now“ button at the bottom of the page.

- Log In or Register:
- Log in or sign in with your registered ID. If you are new, click “ Register “ and create an account using your mobile number, email & gmail account.
- Verify Eligibility:
- A pop-up form will ask for basic details. Fill this out to confirm you meet the criteria and click “Check Eligibility “.
- Fill Personal & Academic Details:
- Complete the multi-step online application form. You will need to provide your family background, current course information and permanent address.
- Document upload:
- Scan and upload the mandatory documents including a photograph, marksheet, income proof and disability certificate.
- Aadhar verification:
- Follow the prompt to verify your Aadhar details via Digilocker. This is mandatory for direct benefit transfer.
- Final Review & Submission:
- Read & accept the terms and conditions, then click “ Preview” to check errors. If everything is correct, hit the “ submit” button.
Helpline Number
- Contact Number: 011-430-92248
- Email: scholarship@avantifellows.org
- Operating Hours: Monday to Friday ( 10:00 AM – 6:00 PM)
FAQS

Sam is a dedicated scholarship writer who helps students find genuine financial aid opportunities. He explains eligibility, benefits, and application steps in simple English so students can easily apply without confusion. His goal is to make quality educational support easier to access for everyone.

